FinancialProduct

A product provided to consumers and businesses by financial institutions such as banks, insurance companies, brokerage firms, consumer finance companies, and investment companies which comprise the financial services industry.

Diagram

SVG (interactive)PNG

Specializations of FinancialProduct

Class	Description
Bank Account	A product or service offered by a bank whereby one may deposit, withdraw or transfer money and in some cases be paid interest.
Brokerage Account	An account that allows an investor to deposit funds and place investment orders with a licensed broker or brokerage firm.
Credit Card	A card payment method of a particular brand or name. Used to mark up a particular payment method and/or the financial product/service that supplies the card account.\n\nCommonly used values:\n\n http://purl.org/goodrelations/v1#AmericanExpress\n http://purl.org/goodrelations/v1#DinersClub\n http://purl.org/goodrelations/v1#Discover\n http://purl.org/goodrelations/v1#JCB\n http://purl.org/goodrelations/v1#MasterCard\n http://purl.org/goodrelations/v1#VISA
Credit Card	A card payment method of a particular brand or name. Used to mark up a particular payment method and/or the financial product/service that supplies the card account.\n\nCommonly used values:\n\n http://purl.org/goodrelations/v1#AmericanExpress\n http://purl.org/goodrelations/v1#DinersClub\n http://purl.org/goodrelations/v1#Discover\n http://purl.org/goodrelations/v1#JCB\n http://purl.org/goodrelations/v1#MasterCard\n http://purl.org/goodrelations/v1#VISA
Currency Conversion Service	A service to convert funds from one currency to another currency.
Deposit Account	A type of Bank Account with a main purpose of depositing funds to gain interest or other benefits.
Deposit Account	A type of Bank Account with a main purpose of depositing funds to gain interest or other benefits.
Investment Fund	A company or fund that gathers capital from a number of investors to create a pool of money that is then re-invested into stocks, bonds and other assets.
Investment Or Deposit	A type of financial product that typically requires the client to transfer funds to a financial service in return for potential beneficial financial return.
Loan Or Credit	A financial product for the loaning of an amount of money, or line of credit, under agreed terms and charges.
Mortgage Loan	A loan in which property or real estate is used as collateral. (A loan securitized against some real estate.)
Payment Card	A payment method using a credit, debit, store or other card to associate the payment with an account.
Payment Service	A Service to transfer funds from a person or organization to a beneficiary person or organization.

Formalization for FinancialProduct

Property	Constraint
subClassOf	Service